When structured properly, subprime loans can be profitable for lenders and good for certain borrowers. A well-designed subprime lending program enables borrowers with flawed or no credit history to build a credit record and purchase a home in some cases. However, when structured too aggressively subprime loans can cross the line and become unprofitable for lenders and harmful for consumers. Mortgage lenders and servicers should have a plan in place to adhere to fair lending laws and guidance related to subprime and predatory lending. Our Subprime Mortgage Lending Policy Manual will give you the framework to treat your customers fairly and steer clear of predatory lending practices.


  • Affordable one-time purchase price of $195.
  • Purchase of this Subprime Mortgage Lending Policy Manual requires a signed License Agreement. This template cannot be shared or sold.
  • After placing your order, you will be able to download your Subprime Mortgage Lending Policy Manual in an editable Microsoft Word format.
  • You will also receive a User Guide with tips to help you make the most of your new Policy Manual.

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